Hard to say , as we only know for certain one (albeit varied) example of life. But let's go at it for the fun of it.
The complex molecules would follow a gradient on the diferences of presure and avaiability of the diferent components , energy flow and local boundaries.
Leaving aside the obviusly diferences in solvents , i suppose i would be looking for the start of life not in the supercritical CO2 nor in the upper atmosfere , but in the interfaces between the mediums , like the lakes and rivers , in steep slopes on the surfece , or even caves below semi-active volcanoes.
As for the physical makeup of life , such solvent and presures begs for a really thougth protection , so a silica exterior / bones /fibers seems like the way to go for living tissue to grow.
If we add Sulfur as another building block on that enviroment , i would bet undercarbondioxide (cannot call it underwater , can we? ) volcanoes would be like an ideal spot to startup some experimental life as we don't know it
Local deposits of oxidized ores (Mn/Fe/Ag/Ni) or complex salts deposited by the local fumes may be all you need to form complex pseudo-organic chains
For a more complex setup , we would do good to asume that no single form of life lives alone. There is a chain of predator/prey and mutual cooperative lifeforms that exchange their byproducts of heavy specialitation , like sulfur extractor living side by side with oxigen removers feeding S02 hidrogenators with are preyend upon H2S04 feeders. Complex enzymatic process are like that.
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